Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


Search My Frugal Miser

Thursday, February 4

Reviewing My January Goals

During January I did okay with my goals. This blog keeps me accountable.


January Goals vs. Actual:
  • Last month I earned $926 in mystery shopping income; my goal was $600. SURPASSED!
  • Last month I spent $141 on food (sames as last month); my goal was to spend $5 per day ($155). SURPASSED!
  • Last month I spent $47 on fuel; my goal was $175. Even better, my employer reimbursed me just over $47 for mileage, so you could say my net was zero spent this month. SURPASSED!
  • I reduced credit card debt to $38,562. My goal was $42,500. SURPASSED!
I achieved all of my January goals! I am especially happy with my spending on fuel. I drive 90 miles round trip to work each day. I cut this expense drastically by mystery shopping more than 50 gas stations in January.

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