Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


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Friday, June 5

My Frugal Miser - May Income: $10,426

Even though the meeting industry is shut down, I managed to keep our income up.  Unfortunately my income was slightly less than my expenses in May.

The Airbnb turned in a decent report considering the shutdown.  It sat empty 9 days, and rates were lower on the days I did rent it.  There is some good news:  towards the end of the month, as the quarantine ended, I saw new bookings at close to normal nightly rates.  We even received a 12 night booking in June at rates higher than last year.

Meeting work was zero.  It will probably be this way for the foreseeable future.  Summer is the slow season for corporate meetings, but that doesn't matter right now because gatherings of large groups are still forbidden.

Once again I did deliveries, mostly for Doordash and Uber Eats.  This is a real grind.  It doesn't sound so bad, but it's very long hours for relatively low pay.  Strip out the mileage deduction and very little is left.  Unfortunately Amazon has been reducing the number of routes available to Flex drivers as they shift more volume to the branded blue vans.  It looks like most of my Amazon income is slipping away.

Rental income includes the two houses in Birmingham and the March rent from the condo.  One of the two houses was only rented half the month and is now empty.

I received a $300 bonus for opening a bank account.

May Income: $10,426

$0 Mystery Shopping/ Merchandising
$0 Meeting Jobs
$3,876 Gig Apps (Rideshare, Scooter Charging, Food Deliveries, etc.)
$960 Amazon Deliveries
$2,315 Rental Income
$2,130 Airbnb Income
$33 Interest Income
$1.112 Other Sources

Investment Accounts Change in Value:  $1,740

My investment accounts increased slightly but are still down YTD.

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