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Wednesday, January 3

My Frugal Miser - December 2023 Expenses

The majority of my spending in December was necessary, unavoidable expenses.  Strip out those categories and we were frugal last month.

  • I am required to have business insurance for my meeting work and paid $404 for the annual policy.
  • I renewed our homeowner's insurance for 12 months ($1,243).  Because we have a new home in a different part of the city, this is 1/3 what I was paying in Clearwater.
  • I paid $5,000 for quarterly taxes.
  • Bruno Mars announced a new residency in Las Vegas.  A few years ago I was able to resell tickets to his concert at a profit, so I paid $1,311 for two tickets (miscellaneous category) with plans to sell them for more.


We love adventures.  Spending on experiences makes us better humans.  
  • Thanks to a profitable blackjack game on the Carnival Miracle, I won $2,600 gambling, making the Fun category positive for the month.  
  • We spent $50 on an excursion in Cabo.
  • The balance was for our AMC A-List subscriptions, rideshare expenses during our vacation, and a small amount for alcohol.

December Expenses:  $6,698

$90 Auto (service, gas, insurance, AAA, etc.)
$0 Bank Fees (annual fees on credit cards)
$113 Clothing/ Personal Care
($2,279) Fun (vacations, movies, gambling, alcohol, concert tickets) income this month
$418 Food
$111 Health and Dental
$1,243 Household/Home Repairs
$481 Unreimbursed Job Expense
($238) Reimbursed Job Expense income this month
$0 Interest Expense
$1,527 Miscellaneous (cat sitter, gifts)
$5,093 Taxes
$140 Utilities 

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