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Friday, January 2

My Frugal Miser - December 2025 Spending

December looks like I was a total glutton, but I brought forward some expenses for a reason:  I was really close to getting status on American Airlines, and prepaying some expenses before my December statement took me over the threshold.  Emboldened, I have decided to aim for Platinum before the February 28th cutoff.

These last couple of months I've been working strategically to obtain loyalty status.  Let's face it:  I travel for a living, and getting extra perks makes it less stressful.  By doing a little planning, I have locked in AAdvantage Gold Status (and I still have a couple months to try for Platinum!), Hilton Honors Diamond, and Marriott Bonvoy Platinum (unfortunately a downgrade from the current Titanium, but even getting Platinum required some effort this year).  

  • I prepaid for $1,000 toward the water/trash bill.  
  • I prepaid for 12 months of mobile phone service for both of us. 
  • I paid property taxes on both rental properties using a credit card.
  • I made a huge quarterly tax payment.  It's most likely more than my tax liability and I'll get any overpayment back as a refund.
  • I bought a dozen air filters to take advantage of an AMEX Offer for $20 back on a Walmart purchase.
  • I bought $3,000 in Amazon gift cards.

Fun (aka Personal Travel)

We love adventures.  Spending on experiences makes us better humans.  
  • My AMEX card had an offer of $100 cash back if I spent $500 on Carnival Cruise, so I prepaid towards one of our 2026 cruises.
  • I visited my mom twice in December.  Those hotel bills along with the rental car are categorized as "fun".
  • I pay for two AMC A-List subscriptions each month.

December Expenses:  $24,321

$609 Auto (service, gas, insurance, AAA, etc.)
$0 Bank Fees (annual fees on credit cards)
$20 Clothing/ Personal Care
$1,330 Fun (vacations, movies, gambling, alcohol, concert tickets)
$932 Food
$818 Health and Dental
$3,220 Household/Home Repairs
$412 Unreimbursed Job Expense
($323) Reimbursed Job Expense income this month
$16 Interest Expense
$310 Miscellaneous (cat sitter, gifts)
$15,292 Taxes
$1,725 Utilities 

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