My Frugal Miser - January 2026 Spending

Like December, in January I prepaid some expenses, which inflated my spending.  I wanted to buy my way to Platinum status with American Airlines, and I did.  I should probably post about manufactured spending, but in this case I made a large tax payment to the IRS.  Assuming I overpaid, I'll get it back as a refund.  All I am out is the lost interest income had I invested the money instead.

• I made a $6,000 quarterly tax payment to the IRS. 
• I paid the annual fees on two credit cards.
• I paid the annual home insurance bill.

Fun (aka Personal Travel)

We love adventures.  Spending on experiences makes us better humans.  

• I didn't book any travel in January.
• I pay for two AMC A-List subscriptions each month.

January Expenses:  $8,874

$95 Auto (service, gas, insurance, AAA, etc.)

$500 Bank Fees (annual fees on credit cards)
$166 Clothing/ Personal Care

$5 Fun (vacations, movies, gambling, alcohol, concert tickets)

$276 Food

$264 Health and Dental

$1,039 Household/Home Repairs

$0 Unreimbursed Job Expense

$325 Reimbursed Job Expense

$0 Interest Expense

$32 Miscellaneous (cat sitter, gifts)

$6,000 Taxes

$172 Utilities