Monday, September 1

My Frugal Miser - August Income: $7,823

August was mixed.  I barely did any mystery shopping, but the hospitality work in California paid over $900.  My perennially problem tenant did not pay any rent last month, but it's been promised this week.  The management company found a new tenant for the vacant townhouse, but it is a Section 8 tenant, which means the move-in will take a little time, so no rent on that unit either.

August Income $7,823

$1,462 Mystery Shopping
$6,211 Rental Income
$150 Other Sources

  • I don't include transactions in my retirement accounts.  This includes rental income, dividends and capital gains and losses.
  • I include merchandising and hospitality work in the mystery shopping category since the companies that I shop for provide this extra side work. 

Sunday, August 24

Get Frugal and Save Money - Wal-Mart Savings Catcher

Now that we've settled into our new home, I had to find a new grocery store.  Pinellas County, FL isn't short on options, with 12 Publix Supermarkets and 4 Wal-Marts within a 4 mile radius of home.  Last week I heard an advertisement on the radio for a new app from Wal-Mart called Savings Catcher.  Ever the frugal miser, I was intrigued by its promise:  automatic price matching for all your purchases.  

This is as easy as it gets:  after buying your groceries at Wal-Mart, you enter the receipt code into an online app.  Within about 3 days, Wal-Mart will send you an e-Gift Card for any difference in their price versus local competitors.  I entered two receipts last week, and I've already received an e-Gift Card for $2.99.

Spending money shouldn't be fun, but I confess to being giddy when the first email arrived announcing my rebate:  I paid $1 for spaghetti sauce, but Albertson's had it on sale for $.79.  CVS had 2 liter soda on sale for $.75 (good for a $.69 rebate), and I saved $.03 on a green bell pepper.  I also saved on cantaloupe ($.08) and burritos ($.28).  For my first receipt, I received a refund back to a gift card in the amount of $1.29.  Even more exciting, I made a second trip the next day.  All I bought was a bag of cat food for $4.24.  For the cat food, Publix was offering it for $2.54, so I received $1.70 bag for the one item.

The new Wal-Mart Savings Catcher is a game changer.  Before, they offered a price match, but the onus was on the customer to find the lower price and mention it to the cashier.  That took too much time for me (who wants to spend an hour to save $1.29?).  But now, all I do is type in my receipt code.  There's peace of mind knowing I'm guaranteed to get the lowest price available.  Loving it!