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Friday, June 7

My Frugal Miser - May Expenses: $14,180


May was another expensive month. 

Many of the expenses are associated with income.  For example, I spent $1,893 on our Airbnb in May.  Half of that was for property insurance.  Most of the remaining amount was for utilities.  Airbnb guests aren't nearly as frugal when it comes to running the air conditioning and using water.  Rental expenses of $1,251 include the mortgage on one on the properties and management fees.

Another line item, miscellaneous, wasn't even an expense, but I'll include it to be consistent with how I run the report.  I decided to pay off one of my two student loans last month. 

I'm happy with how much I spent on everything else except for the Fun category.  I spent nearly $6,000 prepaying for flights, hotels, and concert tickets for some of the travel we plan to do later this year.  We kick off our "fun" with a week in Costa Rica in July, followed by a quick trip in August to New Orleans for a concert and to Chicago in October for another concert.  Then there's China at the end of October.  Fortunately, the vast majority of the expenses for these trips has now been paid.



May Expenses:  $14,180

$325 Auto (service, gas, insurance, AAA, etc.)
$0 Bank Fees
$164 Clothing/ Personal Care
$5,762 Fun (vacations movies, gambling, alcohol, concert tickets) 
$474 Food
$506 Health & Dental
$1,377 Household/Mortgage Payment/Home Repair
$0 Interest Expense
$1,795 Miscellaneous (Student loan overpayment)
$400 Taxes includes quarterly tax payments
$0 App Jobs Expenses (tolls, car washes, etc.)
$29 Unreimbursed Employee Expenses
($34) Reimbursed Employee Expenses (income)
$238 Utilities
$1,251  Rental Property Expenses
$1,893 AirBNB Expenses


Wednesday, June 5

My Frugal Miser - May Income: $11,090


The month of May was pretty solid.  I wrapped up a meeting in Chattanooga, and had other small meeting jobs in Tampa, Clearwater and Orlando.  Since most of the meeting work was short and local, I was able to do a lot of delivery routes last month for Amazon.  I also tried a couple of new app gigs, Roadie and charging scooters.  Neither of those will contribute meaningfully to my income.

Rental income, at just over $4,000, was about the normal amount moving forward now that the townhouses aren't included.  I do have one rental property held in an IRA account that I don't include in this income.  Right now, this line item is for four properties in the Birmingham, AL metro area.  Our rental in Tampa Bay is an Airbnb.  Airbnb income was strong, once again.  We brought in over $2,700 on that one property.  Ironically, that's nearly the amount three of my single family homes in Birmingham bring in... combined.

May Income: $11,090

$0 Mystery Shopping
$2,173 Meeting Jobs
$44 Gig Apps (Rideshare, Scooter Charging, etc.)
$1,986 Amazon Deliveries
$4,040 Rental Income
$2,782 Airbnb Income
$65 Interest Income
$0 Other Sources

Investment Accounts Change in Value:  ($5,179)