Goals

Every year I make plans to accomplish important tasks.  By limiting my goals to three I hope to increase my chance of achieving these goals.

Here are my goals for 2018

  • Simplify:  consolidate financial accounts and do business with fewer companies.
  • Debt:  Reduce outstanding debt to less than $125,000.  Pay off car loan and both credit card balance transfers.
  • Spending:  Spend less on vacations and entertainment.  Cut spending on alcohol in half.
  • Personal Improvement:  Lose weight and get stronger.
Review My 2017 Goals Here.
Review My 2016 Goals Here.
Review My 2015 Goals Here.
Review My 2014 Goals Here.
Review My 2013 Goals Here.
Review My 2012 Goals Here.
Review My 2011 Goals Here.


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  1. ChristineApril 27, 2012 at 5:25 PM

    I love that you are so transparent about your goals. Like you, I am also a mystery shopper. I've set goals but never really displayed them for the world to see. You've inspired me to do so!

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  2. My Frugal MiserApril 28, 2012 at 9:26 AM

    Christine,

    Publishing my goals for the world to see keeps me accountable to them. In person I don't even refer to it as a goal anymore, but rather something that is going to happen. For example, the other day I ran into the founder of the software company where I used to work. He asked me what I was up to these days, and I told him that by the end of the summer I would be buying another rental property.

    It's a small thing, but I didn't say "I plan to" or "My goal is." I said "I will be." There's no way I'm going back on what I said now!

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  3. DavidMay 12, 2014 at 9:18 AM

    For your international trip, consider Costa Rica. I export consumer goods there. I carry things Americans, Canadians and other ex pats and Ticos want to buy at a price. Usually pays for my airfare.

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    1. My Frugal MiserMay 26, 2014 at 10:12 AM

      I subscribe to a newsletter that an entrepreneur in Ecuador publishes. He posted about bringing goods along with you when you travel, similar to what you said. Just curious how you find out what to bring and where to unload it when you get there. I'm all about covering my expenses this way.

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