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Tuesday, December 6

My Frugal Miser - November 2022 Expenses

    My spending in November exceeded my income.  Never a good thing, but our industry tends to be seasonal and right now is a slower time.

  • Gas for the car was just over $100, and I paid 6 months dues for auto insurance.
  • During the slow season I sometimes work meetings where our expenses are not reimbursed.  We had out of pocket costs for both the Orlando and Las Vegas meetings.
  • I was charged the annual fee for my Platinum AMEX card.  It's a big expense, but I'm writing this from the Centurion Lounge, so we definitely take advantage of some of the benefits.


We love adventures.  Spending on experiences makes us better humans.  
  • We spent a little money on activities during the Transatlantic cruise including a ferry ride in Bermuda and some drinks at a bar.
  • I booked our flight to San Juan for our December cruise.

November Expenses:  $5,476

$890 Auto (service, gas, insurance, AAA, etc.)
$695 Bank Fees (annual fees on credit cards)
$366 Clothing/ Personal Care
$714 Fun (vacations, movies, gambling, alcohol, concert tickets)
$270 Food
$163 Health and Dental
$1,198 Household/Home Repairs
$463 Unreimbursed Job Expense
($222) Reimbursed Job Expense income this month
$0 Interest Expense
$238 Miscellaneous (cat sitter)
$233 Taxes
$129 Utilities 

Sunday, December 4

My Frugal Miser - November 2022 Income

My November income was light.  In addition to income from two rental properties I received a distribution from an apartment complex I own through Realty Mogul.  I worked two meeting jobs and I completed five Amazon routes.

November Income: $4,893

$0 Mystery Shopping/ Merchandising
$1,770 Meeting Jobs
$0 Gig Apps (Rideshare, Food Deliveries, etc.)
$499 Amazon Deliveries
$2,501 Rental Income (Rental Expenses:  $342)
$11 Interest Income
$111 Other Sources (redeemed Discover cashback)

In November I was paid the balance for the Houston meeting I worked in October.  I also received payment for a meeting in Orlando.  We finished the month working a job in Las Vegas that will be paid in December.

Investment Accounts Change in Value:  $10,345

November marks another solid month for gains.  I think markets are way overvalued and many of my investments are bets against zombie companies.