When it rains, it pours.
April was the most expensive month in a very long time. The biggest culprit was the payment I made to the U.S. Treasury. In 2021 I had substantial long-term capital gains, and my ignorance about tax rules got the best of me. Somehow I thought the gain I had on Vereit stock would be taxable at the 0% long-term capital gains rate. Boy was I wrong. In addition to the 2021 tax bill, I need to make quarterly payments in 2022, so I did that in April for the first quarter.
- I paid 6 months auto insurance. Gas prices are still over $4/gallon but that was only a small part of my auto expense.
- Food was low because of all the meetings I worked where I was provided food.
- This is really embarrassing. I booked a last minute cruise out of Miami. I only spent one afternoon in the casino, but I drank too much and honestly have no idea how I lost. Seriously, it's like I blacked out. I remember being ahead by a few hundred dollars, and then I lost it all. After this episode I stayed away from the casino.
April Expenses: $32,175
$0 Clothing/ Personal Care
$7,370 Fun (vacations, movies, gambling, alcohol, concert tickets)