Today's Focus

Current Goal: Eliminate Mortgage on Rental Property

January 1, 2019: $59,592
November 26, 2019: $55,589

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Thursday, October 3

My Frugal Miser - September Expenses: $7,734


September is a perfect example of how an otherwise frugal month was destroyed by an unexpected emergency.  Early last month I had a major toothache.  Turned out I needed a root canal.  After maxing out my dental insurance, I was on the hook for close to $2,000 in charges for the root canal and crown.  Hefty, but the pain was so bad that I am happy it's gone!

 Every other category was reasonably normal.  I renewed our AAA membership ($166).  The remaining auto expense was for gas and a car rental.  We treated a friend we hadn't seen in a year to a fancy restaurant meal; otherwise food cost would have been really low.  Overall I am happy with my September spending and don't feel like I was careless.



September Business Spending:  $1,882
September Personal Spending:  $5,852

September Expenses:  $7,734

$579 Auto (service, gas, insurance, AAA, etc.)
$0 Bank Fees
$23 Clothing/ Personal Care
$323 Fun (vacations movies, gambling, alcohol, concert tickets)
$423 Food
$2,348 Health & Dental
$1,426 Household/Mortgage Payment/Home Repair
$0 Interest Expense
$18 Miscellaneous
$341 Taxes includes quarterly tax payments
$0 App Jobs Expenses (tolls, car washes, etc.)
($66) Unreimbursed Employee Expenses co-worked reimbursed her share that I paid to hotel
$390 Reimbursed Employee Expenses
$372 Utilities
$923  Rental Property Expenses
$634 AirBNB Expenses

Tuesday, October 1

My Frugal Miser - September Income: $8,037

September was a modest month.  There were several weekdays when the Airbnb was empty.  I lowered prices on some of those days and was able to pick up a couple of last minute bookings.  We had 8 vacant days last month.  I worked two meeting jobs but have not been paid yet.

September Income: $8,037

$0 Mystery Shopping
$0 Meeting Jobs
$330 Gig Apps (Rideshare, Scooter Charging, etc.)
$917 Amazon Deliveries
$4,090 Rental Income
$2,629 Airbnb Income
$71 Interest Income
$0 Other Sources

Investment Accounts Change in Value:  $3,963

My stock market investments continued to climb.