My Frugal Miser - June 2025 Income

My income in June was down a bit due to a shift in interest income.

Meeting income was decent.  I earned a little over $9,000, but haven't been paid for an 8 day meeting from the end of the month.

I received rent from both rental properties in Alabama. I also received one distribution from Realty Mogul.  

Open Door Capital continues to pay interest on the promissory note, but I am not reporting interest income in June.  The company changed ACH providers which shifts the payment into the following month.  Nothing to worry about for now.

I received $121.50 from leftover funds in a settlement between Amazon Flex and the FTC.

June Income: $8,638

$5,834 Meeting Jobs
$0 Gig Apps (Rideshare, Food Deliveries, etc.)
$ Amazon Deliveries

$2,576 Rental Income (Rental Expenses: $366)
$107 Interest Income

$122 Other Sources

Investment Accounts Change in Value: $7,940

My brokerage accounts were up in June.

My Frugal Miser - June 2025 Expenses

Thanks to a fat sweepstakes deposit from Chumba Casino and job reimbursement income, June was a great month.  

• I spent less than $100 on food because I worked 23 days in June.  I am usually reimbursed for food when I'm on the road.
• I bought a lifetime alignment package for the car.  I also had to pay court costs for a traffic ticket that was dismissed.
• When I switched from an ACA health care plan I also cancelled my dental insurance.  In its place I paid $249 for a VIP plan directly with a new dentist.  The plan includes two cleanings, X-rays and a 20% discount on all services for a year.
• Clothing/ Personal Care was the most "frivolous" category in June.  I bought a 3 pack of reflexology sessions.  It's the one way I pamper myself.  I also bought a new shirt and some hygiene products.

Fun

We love adventures.  Spending on experiences makes us better humans.  

• I received a big deposit from Chumba Casino and then played the deposit (you have to play through it once before redeeming) to an extra $200.  This was offset slightly by the $400 I spent to upgrade our cabin to a balcony on our upcoming Scandinavian and Baltics cruise out of London.
• I pay for two AMC A-List subscriptions each month.

June Expenses:  $108

$462 Auto (service, gas, insurance, AAA, etc.)

$349 Bank Fees (annual fees on credit cards)
$357 Clothing/ Personal Care

($1,350) Fun (vacations, movies, gambling, alcohol, concert tickets) income this month

$89 Food

$442 Health and Dental

$43 Household/Home Repairs

$0 Unreimbursed Job Expense

($1,082) Reimbursed Job Expense income this month

$0 Interest Expense

$64 Miscellaneous (cat sitter, gifts)

$227 Taxes

$141 Utilities 

My Frugal Miser - May 2025 Income

May 2025 might have set a new record for income.  That eases some of the pain from all the money I spent last month.

Meeting income is higher than actual - on the last day of the month I received an advance for a 10 day meeting in June.  I also received pay for some work I did in April.  It was a perfect storm.

I received rent from both rental properties in Alabama. I also received three distributions from Realty Mogul.  

Open Door Capital continues to pay interest on the promissory note.  I also earn interest on the cash balance in my Self-Directed IRA. 

I redeemed $50 in credit card points.

May Income: $18,826

$12,099 Meeting Jobs
$0 Gig Apps (Rideshare, Food Deliveries, etc.)
$0 Amazon Deliveries

$4,513 Rental Income (Rental Expenses: $310)
$2,164 Interest Income

$50 Other Sources

Investment Accounts Change in Value: $3,890

My brokerage accounts were up in May.

My Frugal Miser - May 2025 Expenses

 I spent like a drunken sailor in May.  Some of that was pre-paying expenses, but there was some stupidity mixed in for good measure.

• Spending on food was okay because I worked 25 days in May.  I am usually reimbursed for food when I'm on the road.
• It's later than it should be, but I made an estimated tax payment to the IRS for the first quarter of 2025.
• I mentioned last month about the major changes I'm making to my healthcare.  In May I paid for 12 months access to my concierge primary care doctor.
• I prepaid for several months of home internet.

Fun

We love adventures.  Spending on experiences makes us better humans.  

• I foolishly went on a binge on Chumba Casino playing blackjack and lost a lot of money.  When you lose 9 out of 10 hands playing perfect strategy you start to question whether the game is rigged.
• I pay for two AMC A-List subscriptions each month.

May Expenses:  $10,428

$171 Auto (service, gas, insurance, AAA, etc.)

$147 Bank Fees (annual fees on credit cards)
$376 Clothing/ Personal Care

$1,715 Fun (vacations, movies, gambling, alcohol, concert tickets)

$254 Food

$1,693 Health and Dental

$6 Household/Home Repairs

$0 Unreimbursed Job Expense

$1,079 Reimbursed Job Expense

$0 Interest Expense

$472 Miscellaneous (cat sitter, gifts)

$3,897 Taxes

$618 Utilities