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Tuesday, March 5

My Frugal Miser - February Expenses: $2,804

In February my personal expenses were under $1,500.  My total expenses were once again much lower than my income, which is helping me pay down my debt.

There were no out of the ordinary expenses in February.  I did book the flight for my Omaha trip to attend the Berkshire Hathaway meeting in May.  Even though this is an educational event that helps me be a better investor, I still consider it a vacation.  After living in the Tampa Bay area for six months I succumbed to the Hard Rock Casino.  My losses were minimal, but it did increase my Entertainment spending in February.

February Personal Expenses ($1,441)

$230 Auto ($212 for 6 months insurance, $18 for fuel)
$5 Bank Fees
$29 Clothing
$117 Entertainment (movies, gambling, alcohol)
$118 Food
$0 Gifts Given
$513 Household/Housing/Home Repair
$159 Health and Dental Insurance
$26 Medical/Dental
$0 Miscellaneous
$0 Personal Care
$0 Subscriptions
$0 Taxes
$80 Utilities
$194 Vacation and Recreation

February Business Expenses ($1,363)

$1069 Mortgage Interest (rental properties)
$161 Interest on Debt (not including Mortgage Interest)
$133 Rental Properties - Maintenance and Repairs

Total February Expenses : $2,804

  • I don't include principal payments in my expenses, only the interest portion of the monthly mortgage bills.
  • I expect Auto Service to increase, but it hasn't yet.  The Corolla has over 165,000 miles on it.
  • Beginning in February my partner is paying the water bill, which also includes trash and recycling fees.  The bill was $83 this month, so my total personal expenses would have been $924 if I had paid them.

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