Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!

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Saturday, October 3

My Frugal Miser - September Income: $11,273

What a month!  My September income was the second best of the year.  All properties are rented, and I even received $500 from the one I am selling, as the buyer took early occupancy.  The closing date for the one I am selling has been delayed and I will receive $500 every two weeks until the house is sold.

Mystery shopping and hospitality work took a hit as rideshare driving for Uber and Lyft became a bigger priority.  However, in October we have some solid hospitality jobs scheduled, which will help this category bounce back.

I received four paychecks from Uber and five from Lyft.  I'm starting to think I can make a decent side income here, but the hours are long and my hourly pay is quite low.

September Income $11,273

$380 Mystery Shopping and Hospitality Jobs
$2,274 Uber
$1,080 Lyft
$7,377 Rental Income
$163 Other Sources

  • I don't include transactions in my retirement accounts.  This includes rental income, dividends and capital gains and losses.
  • I don't include changes in investments from capital gains/losses or dividends.  Most of my investments are in retirement accounts anyway, but this category will grow as I start selling my rental properties and I will probably change this policy.
  • I include merchandising and hospitality work in the mystery shopping category since the companies that I shop for provide this extra side work. 

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