Monday, August 1

My Frugal Miser - July Income: $35,506


July was perhaps my best income month ever.

Most of the income was from stock I sold.  Within the last year I purchased 8,000 shares of Vereit using the proceeds from the house I sold last year.  This REIT, a normally boring and conservative investment, increased by more than 40% in under a year.  There's no reason to be greedy:  I sold all my shares in my taxable brokerage account but still have a significant position in my retirement accounts.

Since conference work is nearly non-existent in the summer, I focused on mystery shopping, Amazon Flex and rideshare driving.  These "active" income sources brought in more than $4,000, but some of that was from jobs I completed in June but was paid for in July.

The vacant property I hold in my IRA was occupied at the end of July.  The townhouse is still empty.  Sometime this month I expect to have another vacancy in Birmingham.  Finally, I only received partial rent once again from one of my tenants.

July Income $35,506

$2,955 Mystery Shopping and Hospitality Jobs
$645 Uber
$663 Lyft
$306 Amazon Deliveries
$5,075 Rental Income
$1,237 Dividends and Interest (Investment Accounts)
$24,569 Realized Gains (Losses) on Investments
$56 Other Sources

Notes:  
  • I don't include transactions in my retirement accounts.  This includes rental income, dividends and capital gains and losses.
  • I include merchandising and hospitality work in the mystery shopping category since the companies that I shop for provide this extra side work. 

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