Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


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Saturday, July 1

My Frugal Miser - June Income: $7,753


June was a softer month for income as expected.  We spent two weeks in Europe at the beginning of the month, and I didn't work a single hospitality meeting in June.  The mystery shopping/hospitality category was negative.  In addition to paying for flights to New Orleans for an upcoming meeting, I was out of pocket for several mystery shops I completed but will be paid for in July.

All rental properties are occupied and current.

June Income: $7,753

($159) Mystery Shopping and Hospitality Jobs (expenses exceeded income)
$225 Uber
$201 Lyft
$0 Postmates
$718 Amazon Deliveries
$6,407 Rental Income
$214 Dividends and Interest (Investment Accounts)
$0 Realized Gains (Losses) on Investments
$147 Other Sources

Notes:  
  • I don't include transactions in my retirement accounts.  This includes rental income, dividends and capital gains and losses.
  • I include merchandising and hospitality work in the mystery shopping category since the companies that I shop for provide this extra side work. 

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