Today's Focus

Current Goals:

1) $1,000/mo. to short-term savings and $400/mo to investments.
2) Weigh less than 180 pounds by 12/31/21.
3) Read more books.

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!

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Monday, November 6

My Frugal Miser - October Income: $14,217

October was a solid month.  I worked some large meetings and did several BP mystery shops.  I also had two profitable stock sales:  I closed out my short position for SHLD (sticking to Puts moving forward) and made a short-term profit on some of my Biglari Holdings stock.   Rent was down.  I have two non-performing rental properties right now.

October Income: $14,217

$2,030 Mystery Shopping and Hospitality Jobs
$46 Uber
$22 Lyft
$0 Postmates
$1,591 Amazon Deliveries
$5,397 Rental Income
$985 Dividends and Interest (Investment Accounts)
$3,914 Realized Gains (Losses) on Investments
$232 Other Sources

  • I don't include transactions in my retirement accounts.  This includes rental income, dividends and capital gains and losses.
  • I include merchandising and hospitality work in the mystery shopping category since the companies that I shop for provide this extra side work. 

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