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Friday, January 5

My Frugal Miser - December Expenses: $1,643

I was happily frugal in December.  We enjoyed a week vacation in Las Vegas and Phoenix, where my winnings at the blackjack table more than paid for the trip.  I bought new brakes and rotors for my car, purchased $200 in restaurant gift cards, and prepaid some of my 2018 health insurance premiums.

December Expenses:  $1,643

$337 Auto ($79 for gas, $258 for service)
$0 Bank Fees
$72 Clothing
$0 Computer
($1055) Entertainment (movies, gambling, alcohol) - gain this month
$620 Food
$0 Gifts Given
$0 Household/Housing/Home Repair
$0 Homeowner's Insurance (annual payment)
$1,027 Health and Dental Insurance (prepaid a portion of 2018 health insurance)
$0 Investment Expense
$54 Interest Expense*
$26 Medical/Dental (income)
$0 Miscellaneous
$0 Personal Care
$31 Subscriptions
$0 Taxes
$52 Sharing Economy Expenses (tolls, car washes, etc.)
$172 Utilities
$307 Vacation

*Interest expense includes student loans and the loan on my car.  As both rates are below 2%, I am completely comfortable paying the interest each month and investing the money that I would otherwise use to pay off these loans.  In December, I paid $38 to E*Trade for "hard to borrow" interest on a short sale of stock. 

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