Monday, May 7

My Frugal Miser - April Expenses: $7,555


Can we just pretend April never happened?  It was expensive.  I paid the annual management fees for my self-directed retirement account ($500).  I made a quarterly payment to the IRS.  I spent too much on concert tickets - second row seats with the meet and greet package!  I also lost a lot of money in Las Vegas.  And we ate like kings, with too many overpriced restaurant meals.

All I will say is, I have to be more frugal.  I'm losing site of the big picture, which is to grow passive recurring income to $10,000 per month.  I have set nothing aside for savings this year.  This has to change.

April Expenses:  $7,555

$231 Auto ($211 for gas, $20 for service)
$533 Bank Fees
$0 Clothing
$10 Computer
$3,644 Entertainment (movies, gambling, alcohol, concert tickets) 
$576 Food
$0 Gifts Given
$105 Household/Housing/Home Repair
$0 Homeowner's Insurance (annual payment)
$28 Health and Dental Insurance (prepaid a portion of 2018 health insurance)
$0 Investment Expense
$87 Interest Expense*
$22 Medical/Dental
$0 Miscellaneous
$0 Personal Care
$0 Subscriptions
$1,819 Taxes
$52 Sharing Economy Expenses (tolls, car washes, etc.)
$127 Unreimbursed Employee Expenses
$186 Utilities
$134 Vacation

*Interest expense includes student loans and the loan on my car.  As both rates are below 2%, I am completely comfortable paying the interest each month and investing the money that I would otherwise use to pay off these loans.  

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