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Wednesday, July 4

My Frugal Miser - June Expenses: $4,001

June was an average month.  Half of my spending was for two irregular charges:  my annual homeowner's insurance payment and a $1,000 purchase of IHG Rewards Club Points.  IHG was doing a 100% match promotion on the purchase of points and I decided it was worth the purchase.

I spent too much on food again.  About $300 went to restaurant meals.  I also lost some money gambling while we were working in Las Vegas.

June Expenses:  $4,001

$89 Auto (all for gas)
$0 Bank Fees
$0 Clothing
$0 Computer
$941 Entertainment (movies, gambling, alcohol, concert tickets) 
$501 Food
$0 Gifts Given
($100) Household/Housing/Home Repair
$942 Homeowner's Insurance (annual payment)
$28 Health and Dental Insurance (prepaid a portion of 2018 health insurance)
$0 Investment Expense
$41 Interest Expense*
$0 Medical/Dental
$0 Miscellaneous
$3 Personal Care
$0 Subscriptions
$0 Taxes
$27 Sharing Economy Expenses (tolls, car washes, etc.)
$248 Unreimbursed Employee Expenses
$228 Utilities
$1,054 Vacation

*Interest expense includes student loans and the loan on my car.  As both rates are below 2%, I am completely comfortable paying the interest each month and investing the money that I would otherwise use to pay off these loans.  

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