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Monday, August 6

My Frugal Miser - July Expenses: $5,362

July was really expensive.  A few expenses were prepaid items:  $500 towards health insurance premiums, $99 for annual moped insurance, and a quarterly tax payment of $1,819.  I booked a 6 day all-inclusive vacation in Playa del Carmen.  For $1,564 I purchased two round-trip flights, transportation to the resort, and six nights at an all-inclusive resort.  Last, we spent way too much on food.  We've developed a bad habit of eating out.  I think after we move we will be eating at home more often.

July Expenses:  $5,362

$64 Auto ($96 credit for changing insurance coverage, $99 for moped insurance, $61 for gas)
$49 Bank Fees
$20 Clothing
$34 Computer
$118 Entertainment (movies, gambling, alcohol, concert tickets) 
$631 Food
$0 Gifts Given
$0Household/Housing/Home Repair
$0 Homeowner's Insurance (annual payment)
$528 Health and Dental Insurance (prepaid a portion of 2018 health insurance)
$0 Investment Expense
$109 Interest Expense*
$8 Medical/Dental
$7 Miscellaneous
$25 Personal Care
$0 Subscriptions
$1,819 Taxes
$52 Sharing Economy Expenses (tolls, car washes, etc.)
$52 Unreimbursed Employee Expenses
$283 Utilities
$1,564 Vacation

*Interest expense includes student loans and the loan on my car.  As both rates are below 2%, I am completely comfortable paying the interest each month and investing the money that I would otherwise use to pay off these loans.  

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