Wednesday, October 3

My Frugal Miser - September Expenses: $8,956


September?  Expensive as usual!  One new ongoing expense will be the mortgage on our new home.  It is important to note that the AirBnB income from our old home should more than offset the new mortgage expense.  I also made a quarterly tax payment, and bought some furniture for the new house.

Most of the other categories were reasonable.  I spent over $600 on gas, but half of that was for a gift card I will begin redeeming this month.  We spent a good deal on groceries and restaurants. I'd like to think this is because we were moving.  Between stocking up at the new house and eating out when our groceries ran out at the old house, a lot of cash went to food in September.  On the fun side of the equation, I am planning a 6 day vacation in Las Vegas for November.  All of the vacation spending in September was in anticipation of this trip.

September Expenses:  $8,956

$1,034 Auto ($374 for service, $136 for AAA, $82 credit for canceling cycle policy, $606 for gas)
$0 Bank Fees
$0 Clothing
$39 Computer
$350 Entertainment (movies, gambling, alcohol, concert tickets) 
$811 Food
$0 Gifts Given
$1,242 Mortgage
$2,587 Household/Housing/Home Repair
$0 Homeowner's Insurance (annual payment)
$28 Health and Dental Insurance
$0 Investment Expense
$11 Interest Expense*
$0 Medical/Dental
$0 Miscellaneous
$0 Personal Care
$0 Subscriptions
$1,819 Taxes (Quarterly Tax Payment)
$25 Sharing Economy Expenses (tolls, car washes, etc.)
$219 Unreimbursed Employee Expenses
$346 Utilities
$445 Vacation

*Interest expense includes student loans.  As the rate is below 2%, I am completely comfortable paying the interest each month and investing the money that I would otherwise use to pay off this loan.  

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