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Friday, November 9

My Frugal Miser - October Expenses: $4,525

It's hard to tell, but our expenses are stating to settle down to what will be a normal level.  I still need a few things for the new house, but it is pretty much furnished now. 

Looking at my spending categories, some notes:

  • I use a lot of gas making deliveries for Amazon.  
  • Food spending was too high.  Need to work on that.
  • We took a quick vacation to the Los Angeles area.
  • I bought expensive tickets to see Cher in Louisville, KY.  I also bought airfare for the two of us.  Why Louisville?  I looked at several cities that were easy to travel to from Tampa, and Louisville had the best seats available.
  • Utilities won't be this high usually.  I had to make a large deposit to get the power turned on at the new house.

October Expenses:  $4,525

$430 Auto (service, gas, insurance, AAA, etc.)
$2 Bank Fees
$0 Clothing
$0 Computer
$646 Entertainment (movies, gambling, alcohol, concert tickets) 
$732 Food
$0 Gifts Given
$756 Household/Mortgage Payment/Home Repair
$0 Homeowner's Insurance (annual payment)
$121 Health and Dental Insurance
$0 Investment Expense
$11 Interest Expense*
$0 Medical/Dental
$0 Miscellaneous
$0 Personal Care
$16 Subscriptions
$1,819 Taxes (Quarterly Tax Payment)
$25 Sharing Economy Expenses (tolls, car washes, etc.)
$55 Unreimbursed Employee Expenses
$596 Utilities
$1,135 Vacation

*Interest expense includes student loans.  As the rate is below 2%, I am completely comfortable paying the interest each month and investing the money that I would otherwise use to pay off this loan.  

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