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Tuesday, December 4

My Frugal Miser - November Expenses: $7,628

It's hard to tell, but our expenses are stating to settle down to what will be a normal level.  I still need a few things for the new house, but it is pretty much furnished now.

Looking at my spending categories, some notes:

  • I paid 6 months of auto insurance ($533).  With gas prices down to nearly $2 it is making a noticeable difference in my spending.  
  • Food spending was a bit lower.  I think $500/month for the two of us is a reasonable amount but would like it to be lower.
  • I continued furnishing our new home.  Last month we bought a dining room table, 2 TV's, and security cameras.
  • I booked a December trip to Chicago to visit a friend.  We also spent a week in Las Vegas.

November Expenses:  $7,628

$724 Auto (service, gas, insurance, AAA, etc.)
$0 Bank Fees
$20 Charity
$93 Clothing
$127 Computer
$1,695 Entertainment (movies, gambling, alcohol, concert tickets) 
$513 Food
$355 Gifts Given
$3,027 Household/Mortgage Payment/Home Repair
$171 Health and Dental Insurance
$0 Investment Expense
$11 Interest Expense*
$0 Medical/Dental
$0 Miscellaneous
$15 Personal Care
$0 Subscriptions
$0 Taxes (Quarterly Tax Payment)
$25 Sharing Economy Expenses (tolls, car washes, etc.)
$231 Unreimbursed Employee Expenses
$297 Utilities
$312 Vacation

*Interest expense includes student loans.  As the rate is below 2%, I am completely comfortable paying the interest each month and investing the money that I would otherwise use to pay off this loan.  


  1. Wow, that was big bucks for presents...were you buying for Christmas?

    1. Cindy, yes, I'm buying for Christmas. We are hosting family in our new home, so we're spending a bit more than we normally would.