Tuesday, December 4

My Frugal Miser - November Expenses: $7,628


It's hard to tell, but our expenses are stating to settle down to what will be a normal level.  I still need a few things for the new house, but it is pretty much furnished now.

Looking at my spending categories, some notes:

  • I paid 6 months of auto insurance ($533).  With gas prices down to nearly $2 it is making a noticeable difference in my spending.  
  • Food spending was a bit lower.  I think $500/month for the two of us is a reasonable amount but would like it to be lower.
  • I continued furnishing our new home.  Last month we bought a dining room table, 2 TV's, and security cameras.
  • I booked a December trip to Chicago to visit a friend.  We also spent a week in Las Vegas.

November Expenses:  $7,628

$724 Auto (service, gas, insurance, AAA, etc.)
$0 Bank Fees
$20 Charity
$93 Clothing
$127 Computer
$1,695 Entertainment (movies, gambling, alcohol, concert tickets) 
$513 Food
$355 Gifts Given
$3,027 Household/Mortgage Payment/Home Repair
$171 Health and Dental Insurance
$0 Investment Expense
$11 Interest Expense*
$0 Medical/Dental
$0 Miscellaneous
$15 Personal Care
$0 Subscriptions
$0 Taxes (Quarterly Tax Payment)
$25 Sharing Economy Expenses (tolls, car washes, etc.)
$231 Unreimbursed Employee Expenses
$297 Utilities
$312 Vacation

*Interest expense includes student loans.  As the rate is below 2%, I am completely comfortable paying the interest each month and investing the money that I would otherwise use to pay off this loan.  

2 comments:

  1. Wow, that was big bucks for presents...were you buying for Christmas?

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    Replies
    1. Cindy, yes, I'm buying for Christmas. We are hosting family in our new home, so we're spending a bit more than we normally would.

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