Today's Focus

Current Goal: Eliminate Mortgage on Rental Property

January 1, 2019: $59,592
September 13, 2019: $56,210

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Wednesday, September 4

My Frugal Miser - August Expenses: $17,229


August continued the trend of gluttonous spending.  Fortunately most of the spending was for our businesses, specifically the Airbnb.  I signed a contract for new siding and impact windows.  I made the first payment in August, with more to come once installation begins in October.  There were also some expenses related to my meeting job.  We signed up for a meeting in Nashville in September and I booked the hotel and flights last month.

Then there's our personal expenses.  First, the good:  I sold the two Madonna tickets for a solid profit.  I used a small part of the profit to buy two replacement tickets for one of her Miami concerts.  I also paid off my student loans completely, a $3,790 expense.  The Sonata has over 195,000 miles now.  Last month I bought two new tires and had a minor repair done.  It's almost time to start looking at replacing the car.  The not so good include our spending on food.  We took two short vacations and ate out a lot.  There's really no excuse for how much I spend on food.  We just need to be more frugal.  In Personal Care, I bought a TENS device that is supposed to help with pain.  I've been having a lot of foot pain and since we are doing several meetings in the coming weeks I want to try everything I can to alleviate it.

August Business Spending:  $13,800
August Personal Spending:  $3,429

August Expenses:  $17,229

$658 Auto (service, gas, insurance, AAA, etc.)
$0 Bank Fees
$347 Clothing/ Personal Care
($4,520) Fun (vacations movies, gambling, alcohol, concert tickets) income this month
$773 Food
$426 Health & Dental
$1,422 Household/Mortgage Payment/Home Repair
$0 Interest Expense
$3,790 Miscellaneous (Student loan overpayment)
$244 Taxes includes quarterly tax payments
$31 App Jobs Expenses (tolls, car washes, etc.)
$1,202 Unreimbursed Employee Expenses
$23 Reimbursed Employee Expenses income this month
$204 Utilities
$1,141  Rental Property Expenses
$11,404 AirBNB Expenses

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