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Current Goal: Eliminate Mortgage on Rental Property

January 1, 2019: $59,592
November 26, 2019: $55,589

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Tuesday, December 3

My Frugal Miser - November Expenses: $7,589


November continues the trend this year:  overspending.  I've managed to spend more in 2019 that I've taken in as income.  Of course, a big part of that has been investing in our business.

I would really like to lower our spending on food next year (it's been averaging $500/month).  Last month $200 was spent on restaurant meals.  We stayed two nights in New York as part of the China trip and worked one meeting where our meals were not covered.  Our most expensive restaurant meal was only $25, so we weren't exactly gluttons.  One of my goals next year is to cut back on restaurant meals.

There were some larger expenses.  While there weren't any car repairs last month, I did pay $383 to renew my auto insurance for six months and spent roughly $250 on gas.  Last month I drove to Birmingham which accounted for a big part of the gas I used.  We went to China, which accounts for the $1,000+ we spent on fun.  The only other larger than normal expense was the $216 I spent on Christmas gifts.

Business expenses were just under $3,000.  I paid annual HOA dues on a property and fire dues on the condo.  I also have a maintenance agreement for the HVAC system at one of my properties and made the semi-annual payment for that.  The Airbnb expenses include utilities and supplies.  There is still one payment left on the windows and siding, which I thought I would have to pay in November, but the company still has a little work left to complete.

November Business Spending:  $2,756
November Personal Spending:  $4,832

November Expenses:  $7,589

$637 Auto (service, gas, insurance, AAA, etc.)
$50 Bank Fees
$22 Clothing/ Personal Care
$1,054 Fun (vacations movies, gambling, alcohol, concert tickets)
$593 Food
$406 Health and Dental
$1,543 Household/Mortgage Payment/Home Repair
$12 Interest Expense
$218 Miscellaneous
$161 Taxes includes quarterly tax payments
$0 App Jobs Expenses (tolls, car washes, etc.)
$35 Unreimbursed Job Expenses
$22 Reimbursed Job Expenses
$136 Utilities
$1,899 Rental Property Expenses
$801 AirBNB Expenses

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