Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


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Monday, May 4

My Frugal Miser - April Income: $13,371

I was certain my income would drop in April.  It was a grind, but I was able to avoid that outcome. 

The Airbnb was occupied nearly the entire month.  We had a group of workers stay 13 nights.  The rate was half what I normally charge.  I also received a bit of income from cancellations that Airbnb paid out at 25% as a goodwill gesture.

Meeting work was zero.  I shifted to deliveries and hit the pedal hard.  I worked about 90 hours a week.  Even during a global pandemic, deliveries just don't pay much.  Still, $3,500 is nothing to sneeze at.  I also earned $1,200 delivering for Amazon.  Again, that's been tough, too.  Amazon has done away with daytime deliveries for Flex drivers, and has been limiting one day deliveries.

Rental income includes the two houses in Birmingham and the March rent from the condo.  The tenant is over a month behind now.

I received a $250 bonus for opening a new bank account, $1,200 from the stimulus program, and a $1,000 SBA grant.

We both applied for unemployment in March.  So far we have received nothing and were deemed ineligible. 

April Income: $13,371

$96 Mystery Shopping/ Merchandising
$0 Meeting Jobs
$3,541 Gig Apps (Rideshare, Scooter Charging, Food Deliveries, etc.)
$1,206 Amazon Deliveries
$3,065 Rental Income
$2,874 Airbnb Income
$33 Interest Income
$2,555 Other Sources

Investment Accounts Change in Value:  $37,906

My investment accounts recovered some of their losses in April.  I am way down from where I was in February.  It will take some time to recover from this as I have large positions in cruise lines and retail.

6 comments:

  1. My income increased with a very rare (it's been 5 years) Google AdSense check plus the stimulus check, both will increase future income by buying more dividend stocks with them. An old client wants back in but the logistics have changed. Glad to see you hustling to keep up.

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    Replies
    1. Thanks! Sounds like you're keeping busy as well. I'll be glad though when we start seeing more normalcy as I don't see myself being a full-time delivery driver forever.

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  2. Ive followed you for years, keep up the great work!

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