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Today's Focus

Current Goals:

1) $1,000/mo. to short-term savings and $400/mo to investments.
2) Weigh less than 180 pounds by 12/31/21.
3) Read more books.

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


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Friday, November 5

My Frugal Miser - October 2021 Expenses

  I spent a lot of money in October.

  • I was in a car accident and paid a portion of my $5,000 deductible for repairs.  This was an expensive mistake.
  • Spending on food was a bit lower since our meals are often covered when we travel for work.  

Fun

We love adventures.  Spending on experiences makes us better humans.  
  • I spent $2,500 purchasing IHG rewards points on a double points promotion.  That will likely last a few years.
  • The rest of the "fun" category is spread across several items, including wine purchased in Napa to take home, rideshare rides, museum tickets, and entertaining a friend from out of town.

October Expenses:  $8,491

$2,730 Auto (service, gas, insurance, AAA, etc.)
$0 Bank Fees (annual fee on Marriott card)
$0 Clothing/ Personal Care
$3,528 Fun (vacations, movies, gambling, alcohol, concert tickets)
$409 Food
$100 Health and Dental
$1,052 Household/Home Repairs
$137 Unreimbursed Job Expense
($354) Reimbursed Job Expense income this month
$0 Interest Expense
$186 Miscellaneous
$426 Taxes
$277 Utilities 

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