Search My Frugal Miser

Friday, February 4

My Frugal Miser - January 2022 Expenses

    January wasn't a bad month.  I would love to get my monthly spending under $2,000 excluding the monthly contribution I make towards home improvements/repairs, but I'm not too disappointed with my spending last month.

  • Auto expenses were unusually low.  There was no maintenance or other expenses besides gas.  I worked several meetings so I didn't put many miles on my car.
  • I paid three bank fees for credit cards.  The value of the cards exceeds the annual fee I pay.
  • Food was about average, which is to say it was expensive.  We are still mostly sticking to a low-carb diet.  Junk food is a lot less expensive than the healthier stuff we eat.


We love adventures.  Spending on experiences makes us better humans.  

  • I received the AMEX Fine Hotels $200 rebate from our December stay in Atlanta.
  • Our Australian cruise was canceled, and I canceled our February cruise out of New Orleans because we took a meeting job instead.  I opted for a refund, but it hasn't posted yet.

January Expenses:  $4,064

$125 Auto (service, gas, insurance, AAA, etc.)
$719 Bank Fees (annual fees on credit cards)
$0 Clothing/ Personal Care
$1,281 Fun (vacations, movies, gambling, alcohol, concert tickets)
$618 Food
$53 Health and Dental
$1,116 Household/Home Repairs
$379 Unreimbursed Job Expense
($455) Reimbursed Job Expense (income)
$0 Interest Expense
$6 Miscellaneous
$100 Taxes
$123 Utilities 

1 comment:

  1. Super charges depend upon how many units you are using per month. there is no solution to remove extra charges from bill. We have to use LED Saver and low power fan and inverter AC that will reduce your bill amount.