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Monday, April 4

My Frugal Miser - March 2022 Expenses

March was another inexpensive month.  A lovely phenomenon helped me get my total spending under $1,000:  per diems.  Some of my meeting clients provide a daily allowance for spending on food, drinks and miscellaneous.  The average per diem is $75.  I often spend less than that, making the per diem pure profit.  A second unusual credit to the "fun" category lowered my spending even further.

  • Auto expenses continue to benefit from the lack of driving.  I spent most of March working meetings and didn't use my car.  I spent $69 on a coupon book that included 4 oil changes and tire rotations as well as other discounts.  Even with minimal driving, gas prices over $4/gallon added up.
  • Bank fees were high because I paid the annual fee for my Self-Directed IRA and the annual fee for my Chase World of Hyatt card.
  • Food was low because most of the meetings we work either provide a meal or reimbursement for food.  I worked most days in March.


We love adventures.  Spending on experiences makes us better humans.  

  • I finally received the refund for the canceled Carnival cruise in Australia.
  • I didn't spend anything on future travel.

March Expenses:  $819

$289 Auto (service, gas, insurance, AAA, etc.)
$595 Bank Fees (annual fees on credit cards)
$20 Clothing/ Personal Care
($1,336) Fun (vacations, movies, gambling, alcohol, concert tickets) (income - Carnival cruise refund)
$253 Food
$48 Health and Dental
$1,084 Household/Home Repairs
$359 Unreimbursed Job Expense
($1,001) Reimbursed Job Expense (income - my provided per diems were more than I spent)
$0 Interest Expense
$71 Miscellaneous
$248 Taxes
$190 Utilities 

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