My Frugal Miser - January Expenses: $3,173

During January my total expenses were much lower than my income.  One of the most frustrating expenses was a $320 chargeback ($300 plus $20 fee!) from Paypal because my deadbeat scam artist tenant either contested one of her rent payments or she stole someone's identity with a name similar to hers to pay her rent in October.  I thought evicting her would be the end of it - the pain and misery continues!  

As far as my personal expenses, nothing was out of the ordinary.  I spent $68 on a new bicycle (after redeeming some Amazon gift cards).  I also bought a new pair of casual pants and some t-shirts.  Last year I only spent $71 on clothing so the $29 I spent in January will last me a while.  Even though I made several out of town trips, I only spent $36 on my car because I got free gas and oil changes by mystery shopping.

January Personal Expenses ($1,218)

$36 Auto (all for fuel)

$0 Bank Fees
$29 Clothing
$42 Entertainment (movies, gambling, alcohol)
$151 Food
$0 Gifts Given

$546 Household/Housing/Home Repair
$159 Health and Dental Insurance

$0 Medical/Dental
$0 Miscellaneous
$0 Personal Care

$0 Subscriptions
$0 Taxes

$186 Utilities
$68 Vacation and Recreation

January Business Expenses ($1,955)

$1075 Mortgage Interest (rental properties)
$151 Interest on Debt (not including Mortgage Interest)
$729 Rental Properties - Maintenance and Repairs


Total January Expenses : $3,173

Notes

• I don't include principal payments in my expenses, only the interest portion of my monthly mortgage bills.
• I expect Auto Service to increase, but it hasn't yet.  The Corolla has over 165,000 miles on it.
• Utilities expense is going to decrease starting in February.  My partner will begin paying the water bill.