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Tuesday, November 5

My Frugal Miser - October Expenses: $2,824

My auto expenses in October stand out as ridiculously high.  However, I used the S-10 to earn money mystery shopping, so I wasn't aimlessly driving about!  In October I drove thousands of miles.  I also had to make some repairs:  in St. George, UT I replaced several steering components and shocks; in Abilene, TX I replaced the wheels.  

Entertainment:  I spent $320 gambling over the 2 days in Vegas and 4 days in Tunica.  Another way to consider this expense:  all 6 nights I had free hotel rooms as well as free food.  I had to stay and eat somewhere, so my average $53 per day in spending isn't bad.  In addition to gambling, I paid $201 for tickets to the musical Book of Mormon, which we will be attending on the 14th in Tampa.  The $40 balance in this category was for movies and Netflix.

Vacation was the other big category.  During the first week of October we went on a cruise.

October Personal Expenses ($1,258) - $4,024 before Miscellaneous Reimbursement

$1897 Auto ($100 for AAA renewal, $1,130 for service, $667 for fuel)
$1 Bank Fees
$0 Clothing
$561 Entertainment (movies, gambling, alcohol)
$160 Food
$0 Gifts Given
$507 Household/Housing/Home Repair
$159 Health and Dental Insurance
$0 Investment Expenses
$0 Medical/Dental
($2,764) Miscellaneous (income!)
$4 Personal Care
$0 Subscriptions
$0 Taxes
$31 Utilities
$704 Vacation and Recreation

October Business Expenses ($1,566)

$902 Mortgage Interest (rental properties)
$243 Interest on Debt (not including Mortgage Interest)
$421 Rental Properties - Maintenance and Repairs

Total October Expenses : $2,824

  • I don't include principal payments in my expenses, only the interest portion of the monthly mortgage bills.
  • I don't drive around aimlessly.  Almost all of my auto expenses were incurred in the course of completing mystery shops. 
  • $2,764 Miscellaneous was income this month.  The executor of my grandfather's estate reimbursed my out of pocket expenses, which were incurred in previous months.

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