I spent too much in April. While I need to spend less than $1,667/mo. to achieve my spending goal, I was way over.
Fortunately I will get a refund this month for some of my car insurance. I bought a used car in April and had to insure it at the dealership before they would let me leave. This hasty decision was not wise financially, and I quickly corrected it a few days later by switching to GEICO. Switching will cut nearly $600 off the amount I report below. Additionally, I will sell the S-10 after we move and will receive an additional refund on that policy (I pay 6 months at a time).
Entertainment spending was high because I dropped $190 in an hour at the blackjack table. I have never had much luck at the Hard Rock in Tampa, which is why I rarely go. I also spent $463 on a new crown (the kind that goes in your mouth). It was to replace an old one.
Lastly, I signed up for Healthywage after reading about it at www.tightfistedmiser.com. My buddy Andy is betting $3,000 he can lose 25 pounds in 6 months. I thought that was a splendid idea, although my wager is less than that and will be paid in monthly installments. I figure at worst this is an investment in my health but at best I could have my bet returned to me and win a little money, too.
April Expenses: $2,854
$1183 Auto ($0 for service, $1,098 for insurance, $85 for fuel)$0 Bank Fees
$364 Entertainment (movies, gambling, alcohol)
$9 Gifts Given
$190 Household/Housing/Home Repair
$246 Health and Dental Insurance
$0 Investment Expenses
$(73) Miscellaneous (income)
$165 Personal Care
$18 Vacation and Recreation