Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


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Saturday, June 7

My Frugal Miser - May Income: $10,219


Thanks to the rental properties, I had an exceptional month of income in May.  I received rent from every property, including from the tenant I was about to evict.  Fortunately, it appears this tenant is making an effort to get back on track and I won't incur the eviction, vacancy and repair costs I was expecting to have. One of the managed townhouses was also behind, and in May I received two rent payments plus late fees from that property.

Mystery shopping income was fair.  The house I am buying still has not closed, so I scrambled to put together shopping routes to fill in the time I had reserved for working on the new house.

May Income $10,219

$2,129 Mystery Shopping
$8,077 Rental Income
$14 Other Sources

Notes:.  
  • I don't include transactions in my retirement accounts.  This includes rental income, dividends and capital gains and losses.
  • I include merchandising and hospitality work in the mystery shopping category since the companies that I shop for provide this extra side work. 

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