My gluttonous ways continued into May. While I need to spend less than $1,667/mo. to achieve my spending goal, I was way over.
First, the good stuff. I received $680 in refunds, net of expenses, by switching from 21st Century to GEICO for car insurance. That's huge and I learned that loyalty is meaningless, at least when it comes to car insurance. I was with 21st Century for about 12 years, but GEICO proved to be significantly less expensive for me.
Entertainment spending includes the $100 I lost in Las Vegas. Two weeks of gambling and all it cost me was $100, so I'm not complaining. I also spent over $900 on vacation expenses. This includes the trip to Omaha at the beginning of the month as well as the Vegas trip. In Vegas I included our meals and all tips in the vacation category.
Other notables include the $480 in bank fees. I took advantage of a large 0% cash advance offer on one of my credit cards. There was a 3% fee upfront for the advance. I had a medical emergency while in Vegas, and part of the cost of that was paid in May. I am awaiting the ER bill.
May Expenses: $2,886
$(341) Auto ($0 for service, $680 INCOME for insurance refund, $152 for fuel, $187 for depreciation)$480 Bank Fees
$138 Entertainment (movies, gambling, alcohol)
$21 Gifts Given
$659 Household/Housing/Home Repair
$245 Health and Dental Insurance
$0 Investment Expenses
$158 Personal Care
$937 Vacation and Recreation
Your expenses aren't too bad considering you had a couple of trips and a trip to the ER. Hopefully, the expenses will be a little better this month.ReplyDelete