Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!

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Saturday, August 16

My Frugal Miser - July Income: $10,893

July was a strong month on the income side, but I still spent more than I brought in.  My income included payment for the June mystery shopping road trip, which represented over $3,000.  One of my rentals is empty, but all my other properties received rent income.  I don't expect the empty townhouse to be rented this month.

July Income $10,893

$4,310 Mystery Shopping
$6,561 Rental Income
$22 Other Sources

  • I don't include transactions in my retirement accounts.  This includes rental income, dividends and capital gains and losses.
  • I include merchandising and hospitality work in the mystery shopping category since the companies that I shop for provide this extra side work. 

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