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Wednesday, November 4

My Frugal Miser - October Expenses: $3,210

I kept my spending in check last month.  The largest expenses are all related to income-generation.  I did lose a good bit during our Las Vegas trip.  Since the hotels and food were free and the flights were roughly $100 each, the $675 I lost doesn't hurt as bad (it still hurts though!).

Every other category was reasonable.  Since I don't have a mortgage, the $319 I spent repairing/maintaining our 50 year old home is reasonable.  A bit of good news:  when the house closes later today, my HELOC will be paid off.  This will eliminate a $125 monthly interest expense.

This afternoon I am returning to Vegas for the AAII conference.  I will also attend a Hilton Grand Vacations timeshare.  In exchange I will receive 15,000 Hhonors points and the $299 deposit I put down will be refunded.  I am receiving a 3 night stay in a one bedroom unit as well.  I should also run into Andy from Tight Fisted Miser at the airport when  I arrive.  He and his girlfriend will be leaving as I am arriving.

October Expenses:  $3,210

$1,251 Auto ($290 gas, $295 depreciation, $566 Rideshare Car depreciation, $100 AAA dues)
$44 Bank Fees
$11 Clothing
$0 Computer
$741 Entertainment (movies, gambling, alcohol)
$184 Food
$0 Gifts Given
$319 Household/Housing/Home Repair
$141 Health and Dental Insurance
$0 Investment Expense
$141 Interest Expense
$0 Medical/Dental
$6 Miscellaneous
$0 Personal Care
$0 Subscriptions
$7 Taxes
$66 Uber/Lyft Expenses (excluding fuel and depreciation)
$190 Utilities
$115 Vacation and Recreation

October Expenses, Excluding Vacation and Home Repairs:  $2,995

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