Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


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Thursday, September 3

My Frugal Miser - August Income: $10,967

 August income was down from July.  Fortunately I still earned more than I spent by about $3,000.

I didn't work any meetings.  I was paid for some merchandising work I did in July.  App-based income has declined every month since peaking during the quarantine.  People aren't ordering delivery as much now that they can go out and pickup their own food.  Amazon work has picked up a bit.

Bookings at the Airbnb have slowed down.  There were 9 days last month where the house sat empty.  I lowered rates for September which has helped with some early bookings.  

I collected rent from all 3 Birmingham rental properties.  I also received a quarterly dividend from three of the apartment investments I have at Realty Mogul: $425 from one and $823 and $175 on two owned by my retirement account.  I don't include transactions from my retirement accounts in the monthly figures but thought it was worth noting the amount.

August Income: $10,967

$43 Mystery Shopping/ Merchandising
$0 Meeting Jobs
$590 Gig Apps (Rideshare, Food Deliveries, etc.)
$1,854 Amazon Deliveries
$3,441 Rental Income
$3,225 Airbnb Income
$22 Interest Income
$1,793 Other Sources

Investment Accounts Change in Value:  $14,942

My investment accounts improved nicely.  My largest position is in Vereit, and shares were up in August.

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