Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!

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Monday, December 3

My Frugal Miser - November Income: $8,725

I am satisfied with my income in November.  I have one deadbeat tenant, so my rental income was off slightly.  I did well with mystery shopping.  October was a busy month (most of my mystery shopping pay is from work completed the month before).  Last month I speculated that November would be a slow month but I picked up a large gas station project ($770) as well as a hospitality job.  My December income should be solid even with a 7 day vacation and the holidays.  However, January's mystery shopping income will definitely be down.

November Income
$2,142 Mystery Shopping
$6,502 Rental Income
$82 Other Sources
$8,725 Total Income for November


  • I don't include transactions in my retirement accounts.  This includes rental income, dividends and capital gains and losses.
  • I include merchandising and hospitality work in the mystery shopping category since the companies that I shop for provide this extra side work. 

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