Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!

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Friday, February 7

My Frugal Miser - January Income: $7,773

All of my rental properties were occupied in January; however, the management company figured out a way to make sure I received no rent from the two townhouses that rented at the beginning of the month.  These properties have become a money pit ever since I turned them over to "professionals."

Mystery Shopping income would have been higher.  I deduct expenses from income.  I booked the two flights to Hawaii; $1,200 was deducted from income and likely won't be reimbursed by the company until April.

January Income $7,773

$1,229 Mystery Shopping
$6,528 Rental Income
$16 Other Sources

  • I don't include transactions in my retirement accounts.  This includes rental income, dividends and capital gains and losses.
  • I include merchandising and hospitality work in the mystery shopping category since the companies that I shop for provide this extra side work. 

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