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Today's Focus

Current Goals:

1) $1,000/mo. to short-term savings and $400/mo to investments.
2) Weigh less than 180 pounds by 12/31/21.
3) Read more books.

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


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Thursday, November 6

My Frugal Miser - October Expenses: $4,113



October was an expensive month, but almost half of my spending was on home improvements, not recurring charges.  I paid a plumber to remove a major blockage in the sewage, bought a new toilet, ceiling fan, shelving for my bedroom closet, a miter saw, and several sheets of drywall and buckets of mud.

I added 1,621 miles to the odometer.  In addition to the increase in mystery shopping last month, I worked meetings in Boca Raton and Orlando.

The only category where I regret my spending was Food ($419).  We spent around $160 stocking up on groceries, but the balance was for restaurants.  I always eat out when we go out of town for work.

October Expenses:  $4,113

$907 Auto ($20 for gas, $380 for depreciation, $100 for AAA, $25 to change address on ID, $382 for 6 months insurance)
$0 Bank Fees
$67 Clothing
$0 Computer
$166 Entertainment (movies, gambling, alcohol)
$419 Food
$136 Gifts Given
$1,898 Household/Housing/Home Repair
$0 Home Insurance
$245 Health and Dental Insurance
$0 Investment Expenses
$0 Medical/Dental
$29 Miscellaneous
$64 Personal Care
$0 Subscriptions
$0 Taxes
$177 Utilities
$4 Vacation and Recreation


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