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Friday, January 9

My Frugal Miser - December Expenses: $2,777

In December my spending was okay but it could be better. I drove to Alabama for Christmas, so the depreciation category (which is based on how many miles I drive) is high.  Fortunately, I only spent $15 on gas thanks to cheaper gas, reserves from mystery shopping, and Shell Fuel Rewards from the gift cards I bought on Black Friday.

 The highest category was Entertainment.  I spent $332 in the casino during my cruise.  I bought more gift cards in December (to prepay Netflix) and we drank a lot of alcohol last month. Next up was Vacation spending.  I paid $250 for my April flight to New York to attend the Biglari Holdings shareholder meeting.  I also spent $168 on tips during the cruise.  

Food was a bit high, but I purchased a $50 Chili's gift card that I haven't used yet.  Finally, I changed health insurance plans.  While the new plan doesn't take effect until February, I paid that month's premium when I signed up for the new plan.

As planned, we eased off on home repairs last month and plan to do the same in January.  I had to pay property taxes and now am replenishing the bank account before we resume the remodeling project.  It's a welcome break from the chaos!

December Expenses:  $2,777

$566 Auto ($15 for gas, $489 for depreciation, $62 to renew tags)
$0 Bank Fees
$13 Clothing
($19) Computer (income from selling old computer)
$664 Entertainment (movies, gambling, alcohol)
$269 Food
$152 Gifts Given
$35 Household/Housing/Home Repair
$0 Home Insurance
$362 Health and Dental Insurance
$0 Investment Expenses
$0 Medical/Dental
$39 Miscellaneous
$2 Personal Care
$2 Subscriptions
$0 Taxes
$183 Utilities
$509 Vacation and Recreation

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