Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


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Sunday, February 1

My Frugal Miser - January Income: $9,677


My income was strong in January.  Every property is occupied, and every tenant paid last month.  I didn't earn much from mystery shopping and hospitality work.  In fact, mystery shopping alone was extremely light for some reason.  I was able to supplement shopping with a demo job at Home Depot and three hospitality jobs.

I think I will earn more in February from mystery shopping/hospitality.  We have three hospitality jobs lined up and I have a large gas station auditing route planned.  One of my tenants is moving out this month, so rental income will be lower.


January Income $9,677

$948 Mystery Shopping
$8,647 Rental Income
$82 Other Sources

Notes:.  
  • I don't include transactions in my retirement accounts.  This includes rental income, dividends and capital gains and losses.
  • I include merchandising and hospitality work in the mystery shopping category since the companies that I shop for provide this extra side work. 

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