Today's Focus

Current Goal: Eliminate Mortgage on Rental Property

January 1, 2019: $59,592
September 13, 2019: $56,210

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Wednesday, July 3

My Frugal Miser - June Expenses: $5,748


As I've eased into using spreadsheets instead of Quicken, I've been tweaking the reports I create to have a more meaningful look at my income and spending.  For June, I broke down my spending by personal expenses and business expenses.  The reason this is meaningful is because business expenses are taken on in order to generate income.  They aren't discretionary spending like on movies, vacations and eating out.  They are expenses for supplies for the Airbnb and the mortgage on my rental properties.

June Business Spending:  $1,965
June Personal Spending:  $3,783

I'm comfortable with June spending.  I was able to keep Food at $360 ($12/day) because some of my meals are provided to me when I work meeting jobs.  On the flip side, when they aren't provided I am often stuck paying for overpriced hotel or restaurant meals.  I mitigated this by bringing food with me, including protein shakes for breakfast and shelf-stable tuna and chicken for lunch.  The biggest personal expenses include the mortgage on our home and health insurance, neither of which can easily be reduced.

June Expenses:  $5,748

$253 Auto (service, gas, insurance, AAA, etc.)
$0 Bank Fees
$125 Clothing/ Personal Care
$396 Fun (vacations movies, gambling, alcohol, concert tickets) 
$360 Food
$506 Health & Dental
$1,243 Household/Mortgage Payment/Home Repair
$0 Interest Expense
$108 Miscellaneous (Student loan overpayment)
$544 Taxes includes quarterly tax payments
$0 App Jobs Expenses (tolls, car washes, etc.)
$116 Unreimbursed Employee Expenses
$1 Reimbursed Employee Expenses
$248 Utilities
$1,141  Rental Property Expenses
$709 AirBNB Expenses

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