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Friday, January 3

My Frugal Miser - December Expenses: $10,767

Beginning next month with my January, 2014 report I am going to entirely exclude rental property expenses from this report.  I have a goal in 2014 of spending less than $20,000 and I want to make tracking it nice and easy.  I plan to provide details about my rental property business in a separate posting.

Last month my spending declined from November.  The largest personal expense was in the Auto category.  I finally got the pickup titled in my name, plus I renewed the registration early for my scooter.  I also had the Vespa dealership perform the 600 mile service on the scooter.  Since I completed a lengthy mystery shopping route I also spent a lot on gas.

Business expenses were high because of several annual expenses.  I paid the rest of my 2013 property taxes as well as fire dues on the 7 properties that require them.  I also renewed one termite bond and prepaid the HOA dues for one property.  Expect rental expenses to decline in January.  Since the two townhouses are now rented I will no longer foot the bill for utilities and lawn care.

December Personal Expenses:  $2,219

$752 Auto ($281 for registration, $96 for service, $375 for fuel)
$0 Bank Fees
$0 Clothing
$164 Entertainment (movies, gambling, alcohol)
$196 Food
$249 Gifts Given
$555 Household/Housing/Home Repair
$158 Health and Dental Insurance
$0 Investment Expenses
$0 Medical/Dental
$79 Miscellaneous
$15 Personal Care
$20 Subscriptions
$0 Taxes
$31 Utilities
$0 Vacation and Recreation

December Business Expenses:  $8,548

$887 Mortgage Interest (rental properties)
$141 Interest on Debt (not including Mortgage Interest)
$7520 Rental Properties - Maintenance and Repairs

Total December Expenses : $10,767

  • During one of my dealer service shops, someone stole several of the gift cards I had purchased in November.  These were going to be used to help me offset my food spending in 2014. 
  • I don't include principal payments in my expenses, only the interest portion of the monthly mortgage bills.


  1. HI, I sent you an email with some questions I had and I was just wondering if you had received it? Thanks.

    1. Sorry for the delay. Check your email and let me know your thoughts. Thanks!