How I Stay Focused
- Since financial goals are easy to track, that's what I focus on at My Frugal Miser. I have other goals. For example, losing weight is very important to me right now (unfortunately, I'm not doing well with this one yet!).
- Each month I list 3-4 goals for that month. I write those goals on a purple sticky note and stick it on the wall at eye level to serve as a constant reminder.
- At least once each week, I run a report in Quicken to monitor my progress.
- When there are 10 days or less remaining in the month, I adjust my behavior to achieve my goals. It doesn't always work, but I find this really helps. For example, if I am approaching my limit for food spending, I remind myself of this when thinking about ordering Chinese takeout.