Current Goal: Automate Savings and Mortgage Paydown
1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing
Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!
January 1, 2019: $59,592
August 11, 2020: PAID!
Wednesday, November 23
Bahamas or Bust
Unlike my Vegas vacations, I won't be posting an itemized budget for this trip. We got an amazing deal on the cruise - 5 nights for $199 per person plus taxes and tips. I found out I can apply my onboard credit toward tips so the total cost of the cruise should be under $600, and I've already paid for it.
I plan to limit my gambling as well as my other spending. I think I'll budget around $300 above and beyond the cost of the cruise itself. We are driving to Port Canaveral. Friday night I am using my Hilton Honors points for a free room at a Hampton Inn near Orlando. On the way home I am mystery shopping an Embassy Suites, so that hotel stay will also be free. That leaves gas and a couple of meals en route to take care of.
This will probably be the last vacation we take for a while. I need to turn my focus toward debt reduction instead of spending all my extra cash on vacations. More than likely I will limit our vacations in 2012 to mystery shopping trips as well as my annual pilgrimage in May to Omaha to see Warren Buffett. If I get some really good comps from my last Vegas trip I might go back out there next year. I'll just have to be more disciplined. I've even thought about doing a cross-country mystery shopping marathon. I've taken several long road trips but never driven around the United States. It would be neat to plan out a route that lasts several weeks if I could find enough hotels, gas stations and restaurants to shop along the way to make the trip worthwhile.