Tuesday, December 3

My Frugal Miser - November Expenses: $7,927



My Personal Expenses in November were higher than I need them to be.  If I am going to spend $20,000 in 2014, I have to average $1,667 per month.  Last month I bought a new computer and paid for the 2014 version of Quicken.  I tried to make Mint work for me but it is not robust enough.  I also bought over $400 worth of restaurant gift cards that we will redeem over time.  Since the registration on the S-10 is expired, I rented a car for a week to attend a conference in Orlando.  I won't be able to renew the registration until my grandfather's estate is settled.  Finally, I had to have a root canal retreated, which cost more than $500.

Business expenses were high because I began paying 2013 property taxes.  I spent nearly $3,000 on them.  In December it will be even higher.


November Personal Expenses:  $2,806


$285 Auto ($161 for rental, $27 for accessory, $51 for service, $46 for fuel)
$0 Bank Fees
$46 Clothing
$354 Computer
$85 Entertainment (movies, gambling, alcohol)
$659 Food
$66 Gifts Given
$514 Household/Housing/Home Repair
$159 Health and Dental Insurance
$0 Investment Expenses
$546 Medical/Dental
$7 Miscellaneous
$45 Personal Care
$10 Subscriptions
$0 Taxes
$31 Utilities
$0 Vacation and Recreation

November Business Expenses:  $5,120

$895 Mortgage Interest (rental properties)
$198 Interest on Debt (not including Mortgage Interest)
$4027 Rental Properties - Maintenance and Repairs


Total November Expenses : $7,927

Notes
  • I spent over $400 on restaurant gift cards (Food Category) that we will use over time.  The holidays usher in generous bonus offers so I loaded up in November.
  • I don't include principal payments in my expenses, only the interest portion of the monthly mortgage bills.

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