Today's Focus

Current Goal: Eliminate Mortgage on Rental Property

January 1, 2019: $59,592
March 20, 2020: $52,982
2/14/20 paid $750 towards principal
3/20/20 paid $1000 towards principal
4/17/20 paid $1000 towards principal
5/5/20 paid $2000 towards principal

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Friday, March 5

Reviewing my February Goals

During February I did okay with my goals. I've said before, this blog keeps me accountable.

February Goals vs. Actual:
  • Last month I earned $1,046 in mystery shopping income; my goal was $500. SURPASSED!
  • Last month I spent $198 (updated 3/21/10 and lowered from $150. I mistakenly categorized some prescriptions I bought at the grocery store as food) on food; my goal was to spend $5 per day ($140). BUT, $100 of this was spent on a gift card I have not used. I bought the gift card in response to a bonus offer at Rapid Rewards Dining. I earned 1/2 credit towards a free flight (still trying to snatch a free flight for our cruise). FAILED.
  • Last month I spent $130 on fuel; my goal was $140. Even better, my employer reimbursed me just over $52 for mileage. SURPASSED!
  • I reduced credit card debt to $33,901 (over $4,000 reduction!). My goal was $36,000. SURPASSED!
I achieved 3 out of 4 of my February goals! I am especially happy with my spending on fuel. I drove 90 miles round trip to work each day. I cut this expense drastically through mystery shopping. I am equally satisfied with my credit card debt reduction, but the biggest contributor to this was applying my income tax refund toward debt.

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