- The biggest change is that now with the iPhone you can opt for less than the $30/month unlimited data plan. I switched to $25/month for 2 GB but am hopeful I can switch to the $15/month plan, which includes 200 MB of data. I think that would be enough if I start using the wireless feature instead of always using the 3G network by default. Savings now: $5/month; additional potential savings of $10/month.
- I also removed the unlimited text messaging feature, which was $30 per month. I switched to 200 messages per month for $5 for me and 1500 messages per month for $15 for my partner. He texts a lot more than he talks. Savings: $10/month.
Current Goal: Automate Savings and Mortgage Paydown
1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing
Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!
January 1, 2019: $59,592
August 11, 2020: PAID!
Tuesday, June 15
Tweaking my Phone Plan ($15/mo. savings)
My partner and I have a Family Plan with AT&T. Lately, AT&T has been quietly lowering prices on both phone and data plans. But, you have to ask for the lower price or you won't get it.